As we move in to the second-quarter of 2023 (April-June), I want to fine-tune in the area of finances. I got a nice raise, effective the end of March, for which I am very thankful and I want to be a good steward of all that the Lord blesses me with. Here are some of the thoughts I have about second-quarter finances...
- I plan to be working extra hours during the months of April, May, and June. My plan is to deposit as much of the extra money into my savings account as possible. That will be after using some of it to complete, at least, one of the bigger projects on my Spring Bucket List.
- We became debt-free back in April of 2020 and, since then, even though I still use a credit card for some things (especially online purchases), I am careful to pay it off each month, in full, so as to avoid interest on even the smallest of purchases. I plan to continue paying off, in full, each month.
- There is plenty of food in the house, so, other than fresh items along here and there, I don't have to worry about that. I will continue to focus on using up the oldest stuff first and not replacing until absolutely necessary.
- The propane tank is full. I had it filled mid-March and, unless next winter is a bad one, I probably won't have to have it filled again until late-winter or early-spring of 2024. 280 gallons usually lasts me a year.
- I will continue to roll every cent of change received and put back for trips, Christmas, or whatever. We've done this for decades. When the children were young, our rolled change went towards Christmas every year; after the children were grown, our rolled change provided money for annual trips and get-aways for the two of us. Now, even though John is gone, I just keep putting it back. Someday I'll do something really special with it.
- The main thing that I want to focus on during this second-quarter is using up odds and ends on-hand...almost empty bottles of cleaning supplies, almost empty bottles of health and beauty aids, etc....combining like-products into one bottle when possible, cutting down on shelf and storage space. I will replenish these items in late-summer or early-fall.
What about you? Do you have any financial plans or goals to share as we go into this second-quarter of 2023?
Until next time...
~Rebecca
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