The Cost of Clutter
By Jill Cooper
http://www.LivingOnADime.com
We live in a society of extremes. People seem to be
extremely in debt,
extremely overweight and
extremely disorganized.
People everywhere are trying to come up with newer and better solutions
to solve these problems but not many of their ideas are working.
The solutions aren't working because they are focusing on the wrong problem.
For example, if your child comes to you and says "I have a drug
problem." You don't sit them down and say, "Well let's work on a way to
get your grades up and then we'll work on your drug problem." How
foolish that would be. The real problem is not the grades but the drugs.
You take care of the drugs and the chances are pretty good that the
grades will come up.
For some of us, instead of focusing on getting out of debt or
losing weight, we need to first give more serious thought to becoming
organized. Does that sound crazy, almost laughable? Before you start laughing too hard, look at these examples and see if you can relate.
How often do you go out to eat because your kitchen is a mess?
If your kitchen is clean, chances are you would not only be more
willing to fix dinner at home but in the morning you would fix breakfast
and pack yourself a lunch, too.
Here are some benefits of getting your kitchen organized:
- You would save at least $5,000 a year for one person, $10,000 for two, and so on if you ate at home.
- When you are organized you know what you have in your pantry, so you don't buy ingredients that you already have and you don't have to throw away food you forgot you had.
- You would be using your leftovers instead of tossing them.
- You will start losing weight
because you are preparing regular well balanced meals instead of eating
fast food all the time. Besides the fact that homemade food generally
has fewer calories than fast food, balanced meals create fewer cravings
and this helps eliminate grazing.
Organizing can reduce your wardrobe and laundry costs.
- Do you keep buying more clothes because you are gaining weight from fast food or from the stress of your clutter?
- How big is your wardrobe?
Do you or your children own 30 pairs of jeans at $60 a pop because you
don't keep up with the laundry or because your closet is so stuffed you
can't find anything? That adds up to $1,800 worth of jeans. If you cut
it down to even 10 pairs you would save $1,200. How many tops do you
own? How about those shoes? Before you say, "There is no way I have that
many jeans, shoes, or tops!" go count you clothes. You may be
surprised...
- How often do you toss a suit jacket on the floor
or on the furniture and then later have to have it dry cleaned because
it's wrinkled? Just think what you could save on your dry cleaning bill
if you kept a little more organized.
Organizing can save you money in every aspect of your life.
- Do you buy new items because you can't find something?
The cost of things like tools, glue, tape, ropes, garden tools, kitchen
items, light bulbs, batteries, office supplies and other things really
adds up.
- How much do you pay each month in late fees on your bills because you can't find them, your checkbook or even a stamp to mail them?
Try something different!
So often we think that the solution to our debt problem is for both spouses to work outside the home. At times we even compound the problem when one or both spouses takes a second job.
When both spouses work out of the home, who takes care of the house?
Frequently, there is a constant battle between them about whose job it
is to take care of some element of the housework. After all, the husband
has been out working all day, so he doesn't feel like it. Oh, but the
wife has been working, too, so why can't she take a break?
Imagine if your boss at work decided to work a second full time job.
How would this impact your workplace? Who would you ask if you couldn't
find products for your customers? What if there was no change because
your boss was at his other job until after the bank closed? What if you
needed help or advice from your boss, but he said, "Not now... I'm too
tired from my other job?" How long would that company last? The same
thing happens in many homes every day.
Would your family be better served if one spouse stayed home?
Someone needs to be responsible for the bulk of the care and
maintenance of the home and family. Ideally, everyone will share the
work, but like in any other business there has to be one person in
charge. Otherwise, everyone will avoid the work and everything will
descend into chaos.
If this sounds like your home, you might sit down
with your spouse and seriously consider whether one of you might take
off of work to try to get your home in order. Instead of thinking of
staying at home as a prison sentence, think of it as another job to help
save you money, reduce family stress and add more family comfort.
If you're considering staying home, get rid of the
emotions and, with pen and paper (hopefully you can find one) in hand,
write down the ways that being disorganized is costing you money. Be
honest and try to cover even the small things.
You might find that the money you are spending dealing with disorganization is equal to or more than one spouse's take home pay.
Organization has nothing to do with what is politically correct or what the media or other people tell you you need to do.
It is a practical choice that you can make. I am NOT saying that you
can't work doing something that you love. I am saying that regardless of
how your family handles it, the work of keeping the home has to get
done.
If you feel that you and your spouse have to or both want to work, then try to come up with other ideas.
- Would spending your vacation organizing things and deep cleaning give you enough of a jump start to help keep things organized?
Maybe once you organized everything you could consider hiring someone
to clean your house once a week. Before you say you can't afford it,
think about this-- Which would cost less? -- Paying someone $50 a week
to clean your house or paying for all the things that cost you money
because you are not organized?
- Consider whether it would be worth one spouse working part time instead of full time.
- Try one simple thing like
hanging up your clothes so you don't have cleaners expense or getting
the whole family to pitch in with cleaning the kitchen at the end of
each meal.
Maybe you do have the time, but you just don't know how to get organized.
If that is the case, then learn. Check out books at the library or
search for help on the Internet. Better yet, find someone you know who
is organized and ask them to teach you. Don't be embarrassed to do this.
Most people are more than willing to show you how to do things.
Remember, those older women (and men) that seem to have it all together
now didn't start out that way. They've had 20 years or more practice and
they remember what it was like to not have a clue where to start. Just
ask.
Instead of wasting your time and energy on trying to
bail the water out of your sinking boat by bailing faster or using a
bigger bucket, fix the hole. CLEAN UP THE CLUTTER AND SAVE.
For more helpful tips to make organizing, cleaning and laundry easier, take a look at the
Keeping It Clean e-books.
Tawra Kellam and Jill Cooper are frugal living experts and the authors of the Dining On A Dime Cookbook. Dining On A Dime will help you
save money on groceries and get out of debt by cooking quick and simple homemade meals. For free tips & recipes visit
http://www.LivingOnADime.com , sign up for our
free Living On A Dime Newsletter and learn to save more!
