Thursday, April 16, 2020

Celebrating Debt Freedom and More

Good afternoon, Dear Ladies!

This has been a wild week and, as you've probably noticed, I've not kept up with posting as much as I should liked to have. To be honest, I've been completely distracted. 

I lost Tuesday altogether. At this point, I couldn't even tell you what happened that day, but yesterday was a day of increase and blessing in so many ways! I don't even know where to begin to tell you about it!

To make a very long story extremely short, the stimulus check came in yesterday, as did my paycheck. We took what was left after tithe, added $1000.00 out of our emergency fund, and paid off the last of the credit card debt. 

As of late last night/early this morning, we are now 100% debt-free and we give all the glory to God! Despite our mistakes and failures along the way, God has remained faithful and He has seen us through to that very last payment.

There's so much I could tell you about this, but I'll spare you the details, but I do want to say this to anyone who is in bondage to debt and wants to get out...

#1 - Pay your tithe first and foremost, and don't do it begrudgingly. If you're not doing it out of a love for and in obedience to God, it doesn't matter anyway. I don't know if it's the right way to do it or not, but for us, we have always paid tithe on the gross amount of every penny that has ever come in since we first started tithing back in 1992. We look forward to tithing and know that, for us, it is the only way to go.

#2 - Stay focused. Keep your end goal in mind at all times. If something comes up and you can't afford to pay as much extra this month as you did's okay. Pay what you can. It all counts!

# 3 - Stay consistent. No matter how long it takes just keep on keepin' on! Many times I've stated that we were "digging our way out of debt one teaspoonful at a time" and man! Was that ever the truth! This has been a 22-year-long journey...BUT, with God's help (His wisdom, His direction, and His guidance) we've made it! When I started my part-time job almost six years ago we were $18,000 in debt (credit cards and medical bills combined)...and, I know, to many, that is nothing...but...for us...that was a mountain of debt! Our income (even with the part-time job) was (and still is) very small. When I started my job, we didn't make enough to pay the minimums on our bills, let alone have extra for groceries, gas, and utilities...BUT...we have never missed a meal, been late on or missed a payment, or gone without ANYTHING! In the natural the numbers don't add up, but for the past six years I have worked, consistently, to pay $300 to $700 a month towards debt-freedom and, now, it's finally here! I'm telling's all God! We've done our part and He's brought us through! Praise His holy name! 

#4 - Don't every give up. Even if you make mistakes along the way...and you will...don't let them get you down. You just jump right back up and get right back on track. You might have to back up a little bit to get back on track with where you were, but that's okay. In the end, it will be well worth it! I promise!!! 

There are so many more things that I could say about this, but I won't. If anyone has questions, though, or if I can be of encouragement or help to you in anyway, please, feel free to leave a comment below or email me at: Be sure and put DEBT FREEDOM in the subject line so I don't overlook it or accidentally delete it.


(deep sigh)

So...all that happened yesterday. 

Then, on TOP of all that...our youngest son and his family came up and they brought me an early Mother's Day gift. A brand new computer with a lot of extras! 

My Mother's Day Gift 2020

And there were other financial blessings that we hadn't figured into everything!



And...the list goes on!

I was (and still am) completely overwhelmed! God's goodness is great; His blessings are many! 

I'm trying to imagine what it's going to be like when I sit down at the beginning of May to figure the budget and don't have to schedule that $300 to $700 payment that I've done for years. That will be the first month in 22 years that I do not have to write out a check for, or schedule, a credit card payment (or medical bill payment). Amazing!

Anyway, I hope none of what I've said here appears haughty or prideful, because that is not how I feel and it's not what I want to convey. I want God to be glorified and I want to encourage others who may be where we've been. I want to let anyone who is in bondage to debt, and wants out, to know that there is hope! If we can do it...ANYBODY can do it! Sometimes it just takes a while. Stay strong and stay the course! You can do it!

Until next time...

Recent and related posts that you might enjoy reading...

Celebrating 28 Years Of Being Smoke Free 1992-2020

1 comment:

  1. Yay, debt free and a new computer! Thanks so much for linking up with me at my #UnlimitedMonthlyLinkParty 11, open April 1 to 26. All entries shared on social media if share buttons installed. I’d like to invite you to check out my other current link parties too!


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